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You should be aware of a few differences between Chapters 7, 11, and 13. Bankruptcy is a process in which individuals or businesses declare themselves “no longer able” to make payments on outstanding debts that they owe. The process of bankruptcy prohibits collection agencies and creditors from contacting you regarding your debts, and this process also releases you from certain types of debts.
The difference between filing for Chapter 7 bankruptcy and filing for Chapter 13 bankruptcy are your income level, your current debts, and your financial goals and assets. Individuals who fall below a certain level of income can file for Chapter 7 bankruptcy, while those who don’t can instead file for Chapter 13 bankruptcy.
Chapter 7 bankruptcy is designed to help those who make little to no money at all, to pay back their debts. Chapter 13 bankruptcy is designed for debtors who are able to pay back a portion of their debts, through a repayment plan. That means that if you file for Chapter 7 bankruptcy, you will have your assets liquidated, if any. While if you file for Chapter 13 bankruptcy, you retain and restructure your assets to pay off some of your debt.
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ANDREW HEIDARPOUR Attorney at Law (202) 234-2727
Andrew Heidarpour is a member of the DC Bar and the founding attorney of Heidarpour Law Firm, PLLC. While in law school, Mr. Heidarpour interned at multiple law firms, focusing on contract and Healthcare Law. Mr. Heidarpour also conducted over 150 pro bono hours at the Employment Compensation Appeals Board in the U.S. Department of Labor located in Washington, D.C. under the supervision and direction of then acting chief judge, where he evaluated and studied the validity and viability of claims submitted for Appeal.
Mr. Heidarpour has worked with a network of highly experienced attorneys to bring about the highest quality legal work to each client, every day.
Mr. Heidarpour holds a bachelor’s degree in business administration with an emphasis in Legal Studies from the University of Central Oklahoma as well as a juris doctorate degree from Arizona Summit Law School.
Jurisdictions Licensed:
United States District and Bankruptcy Court for the District of Columbia
District of Columbia
License # 1022137
Email: heidarpourlawfirm@gmail.com